Credit repair scams
Credit repair scams: "Credit repair scams
By Daniel Jimenez • Bankrate.com
You need to be aware that the only ones who can permanently remove the debt from your record are the credit bureau or the creditor.
First -- credit cards. Don't use 'em. Get them out of your life. Do you have bad credit but are still getting credit card offers? Be careful. The National Fraud Information Center listed fraudulent credit card offers as one of the top 10 most frequently reported consumer scams. Fraud artists often get consumers to pay a fee for credit cards that are never received.
Second -- the quick fix. Don't be tempted to run to one of the many companies saying they will erase your bad credit for a price. You need to be aware that the only ones who can permanently remove a debt from your record are the credit bureau or the creditor."
By Daniel Jimenez • Bankrate.com
You need to be aware that the only ones who can permanently remove the debt from your record are the credit bureau or the creditor.
First -- credit cards. Don't use 'em. Get them out of your life. Do you have bad credit but are still getting credit card offers? Be careful. The National Fraud Information Center listed fraudulent credit card offers as one of the top 10 most frequently reported consumer scams. Fraud artists often get consumers to pay a fee for credit cards that are never received.
Second -- the quick fix. Don't be tempted to run to one of the many companies saying they will erase your bad credit for a price. You need to be aware that the only ones who can permanently remove a debt from your record are the credit bureau or the creditor."

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