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<modified>2005-06-08T18:06:10Z</modified>
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<link href="http://www.blogger.com/atom/13495582/111818068559790978" rel="service.edit" title="CBS News | Paying More For Payday Loans" type="application/atom+xml"/>
<author>
<name>dthai</name>
</author>
<issued>2005-06-07T17:00:00-07:00</issued>
<modified>2005-06-07T21:57:13Z</modified>
<created>2005-06-07T21:44:45Z</created>
<link href="http://www.loan-directory.org/loan_information/2005/06/cbs-news-paying-more-for-payday-loans.html" rel="alternate" title="CBS News | Paying More For Payday Loans" type="text/html"/>
<id>tag:blogger.com,1999:blog-13495582.post-111818068559790978</id>
<title mode="escaped" type="text/html">CBS News | Paying More For Payday Loans</title>
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<div xmlns="http://www.w3.org/1999/xhtml">CBS News | Paying More For Payday Loans | May 19, 2005 11:11:24: "(CBS) What do you think is too much interest to pay on a loan? Twenty percent? Forty percent? One hundred percent? Well, believe it or not, millions of Americans are taking out small loans at rates that can reach 400 percent a year or more.

It may sound like loan sharking, but in most of America, it's perfectly legal, and part of a</div>
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<link href="http://www.blogger.com/atom/13495582/111818120831921072" rel="service.edit" title="Credit Repair" type="application/atom+xml"/>
<author>
<name>dthai</name>
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<issued>2005-06-07T14:53:00-07:00</issued>
<modified>2005-06-07T21:54:39Z</modified>
<created>2005-06-07T21:53:28Z</created>
<link href="http://www.loan-directory.org/loan_information/2005/06/credit-repair.html" rel="alternate" title="Credit Repair" type="text/html"/>
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<title mode="escaped" type="text/html">Credit Repair</title>
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<div xmlns="http://www.w3.org/1999/xhtml">Credit Repair: "What happens now?

The Ministry of Consumer and Business Services advises consumers to be wary of advertisements promising to “fix” bad credit. Credit repair companies may claim to improve consumers' poor credit ratings, but in reality, no credit repairer has the power to change or erase accurate information in a consumer's file.

According to Ontario law:

     It is illegal for</div>
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<name>dthai</name>
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<issued>2005-06-07T14:51:00-07:00</issued>
<modified>2005-06-07T21:52:33Z</modified>
<created>2005-06-07T21:51:20Z</created>
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<title mode="escaped" type="text/html">Credit repair scams</title>
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<div xmlns="http://www.w3.org/1999/xhtml">Credit repair scams: "Credit repair scams
By Daniel Jimenez • Bankrate.com

You need to be aware that the only ones who can permanently remove the debt from your record are the credit bureau or the creditor.

First -- credit cards. Don't use 'em. Get them out of your life. Do you have bad credit but are still getting credit card offers? Be careful. The National Fraud Information Center listed</div>
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<link href="http://www.blogger.com/atom/13495582/111818088462212081" rel="service.edit" title="Credit Repair: Self Help May Be Best" type="application/atom+xml"/>
<author>
<name>dthai</name>
</author>
<issued>2005-06-07T14:48:00-07:00</issued>
<modified>2005-06-07T21:50:02Z</modified>
<created>2005-06-07T21:48:04Z</created>
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<div xmlns="http://www.w3.org/1999/xhtml">Credit Repair: Self Help May Be Best: "Credit Repair: Self Help May Be Best

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

         'Credit problems? No problem!”   “We can erase your bad credit — 100%</div>
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<link href="http://www.blogger.com/atom/13495582/111818051203505823" rel="service.edit" title="Payday Loans" type="application/atom+xml"/>
<author>
<name>dthai</name>
</author>
<issued>2005-06-07T14:41:00-07:00</issued>
<modified>2005-06-07T21:43:37Z</modified>
<created>2005-06-07T21:41:52Z</created>
<link href="http://www.loan-directory.org/loan_information/2005/06/payday-loans.html" rel="alternate" title="Payday Loans" type="text/html"/>
<id>tag:blogger.com,1999:blog-13495582.post-111818051203505823</id>
<title mode="escaped" type="text/html">Payday Loans</title>
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<div xmlns="http://www.w3.org/1999/xhtml">Payday Loans: "NEED CASH UNTIL PAYDAY?
YOU CAN GET $50 TO $500 WITHIN 15 MINUTES!
NO CREDIT CHECKS.

SOUND APPEALING? Today there are many companies offering to make 'payday loans,' 'check loans,' or 'payroll advance loans.' These are all just different terms for the same type of loan transaction.

If you are considering a 'payday loan,' keep reading…..

Before You Begin….

These loans are not an</div>
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<entry xmlns="http://purl.org/atom/ns#">
<link href="http://www.blogger.com/atom/13495582/111818027508804491" rel="service.edit" title="Payday Loans = Costly Cash" type="application/atom+xml"/>
<author>
<name>dthai</name>
</author>
<issued>2005-06-07T14:37:00-07:00</issued>
<modified>2005-06-07T21:40:04Z</modified>
<created>2005-06-07T21:37:55Z</created>
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<div xmlns="http://www.w3.org/1999/xhtml">Payday Loans = Costly Cash: "Alternatives to Payday Loans

There are other options. Consider the possibilities before choosing a payday loan:
      When you need credit, shop carefully. Compare offers. Look for the credit offer with the lowest APR - consider a small loan from your credit union or small loan company, an advance on pay from your employer, or a loan from family or friends. A cash</div>
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